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Estero Florida Bella Terra Homes for Sale

Naples Florida Real Estate

Bella Terra Estero Real Estate

Homes For Sale22$350K - $720K
Condos For Sale4$255K - $414K
Sold ( Past 6 Months )72$235K - $800K
Last updated at 4:28am 05/24/2026

$375,000

MLS# 226020087 NEW

20038 Serre Dr, Estero, FL 33928

Homes - 1,612 ft² / 2,074 ft² - 2 Car Garage

2 Bed / 2 Baths

Built 2005

Welcome to 20038 Serre Drive in the highly sought-after Bella Terra community in Estero, Florida. Ideally located on a low-traffic cul-de-sac near the front of the community, this move-in-ready attached villa is just steps from the resort-style amenities and main entrance gate, offering both convenience and an exceptional lifestyle. This spacious open-concept villa features 2 bedrooms, 2 bathrooms and has been thoughtfully updated and meticulously maintained throughout. A comfortable and inviting living room situated just beyond the entry foyer flows seamlessly into the heart of the home — a beautifully appointed kitchen featuring white shaker cabinetry, upgraded granite countertops, stainless steel appliances (approximately three years old), a stainless steel sink, and a spacious pantry. Adjacent to the kitchen is a spacious dining area that flows seamlessly into a convertible bonus area ideal for an additional living room or den. Sliding glass doors open to the screened lanai overlooking lush landscaping and partial lake views. This peaceful outdoor space is perfect for enjoying your morning coffee or relaxing at the end of the day. Privately located at the rear of the villa, the inviting primary suite features a walk-in closet, linen closet, dual vanities, and a walk-in shower. The guest bedroom and bathroom are located on the opposite side of the home, offering comfort and privacy for visitors. Additional features include an inside laundry room, spacious two-car garage, waterproof luxury vinyl plank flooring throughout the main living areas, ceramic tile in the primary bath, recently painted guest bedroom and bathroom, and a new 40-gallon water heater installed in 2023. Outside, enjoy an attractive paver driveway with additional parking and a long screened entryway leading to the front door. The exterior was freshly painted in March, and the HOA maintains the landscaping, roof, and exterior painting for low-maintenance living. Bella Terra spans 999 acres with over 400 acres of preserve and 100 acres of lakes. Residents enjoy a 24-hour fitness center, tennis, pickleball, bocce, basketball, volleyball, soccer field, playground, butterfly garden, inline skate rink, scenic walking trails, and more. A resort-style pool with spa and waterfall, along with an additional ancillary community pool, provides year-round enjoyment. The community also offers an active social calendar including food truck nights, bingo, poker, and water aerobics. Conveniently located near RSW International Airport with easy access to I-75, Bella Terra is close to FGCU, Miromar Outlets, Coconut Point, Gulf Coast Town Center, Hertz Arena, and some of Southwest Florida’s best dining and shopping. Whether you are searching for a full-time residence or seasonal retreat, this move-in-ready villa offers exceptional value, comfort, and lifestyle in one of Estero’s most desirable communities

PROPERTY DETAILS:

Community Name: Bella Terra
Community Type: Gated
Amenities: Basketball Court, Barbecue, Bike And Jog Path, Bike Storage, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Dog Park, Fitness Center, Internet Access, Pickleball, Play Area, Shuffleboard Court, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Building Design: Duplex, Villa Attached
Building Desc: Duplex
Living Area: 1,612 ft²
Total Area: 2,074 ft²
View: Lake, Landscaped Area
Unit Floor: 1
Total Floors: 1
Parking: Driveway Paved, Attached
Garage Spaces: 2
Construction: Concrete Block, Stucco
Exterior Features: Screened Lanai/Porch
Roof: Tile
Private Pool: Community
Private Spa: Community
Floor Description: Tile, Vinyl
Interior Features: Built-In Cabinets, Fire Sprinkler, Foyer, Pantry, Pull Down Stairs, Smoke Detectors, Walk-In Closet(s), Window Coverings
Pets: Limits
Units in Building: 2
On Site Since: 05/21/2026
Irrigation: Lake/Canal
Water: Central
Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Washer
Floor Plan Type: Split Bedrooms
Furnished Desc: Negotiable
Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance
Min Days of Lease: 90
Leases Per Year: 4
Rear Exposure: NW
Restrictions: Architectural, Deeded, No Commercial, No RV
Acres: 0.105
Lot Desc: Cul-De-Sac, Regular
Lot Left: 130
Lot Right: 133
Lot Back: 35
Lot Frontage: 35
HOA Fees: $751 Quarterly
Master HOA Fee: $573 Quarterly
Transfer Fee: $200
Total Annual Recurring Fees: $5,296
Taxes: $3,683
Tax Year: 2025
Total One Time Fees: $5,690
Golf Type: No Golf Available

THIS PROPERTY IS COURTESY OF:

The Agency Naples

IMAGES:

LOCATION:

AREA SPECIALIST:


Oleg Mikhailov
Oleg Mikhailov

Area Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute

Luxury of Naples Group at Premiere Plus Realty

Phone: (239) 280-1237

Websitehttps://www.realtyofnaples.com

Bio

Oleg Mikhailov has been a Naples resident since 1999 and is deeply familiar with the neighborhoods of Naples, Bonita Springs, and Marco Island. His extensive local knowledge allows him to expertly assist you in finding the perfect home for your family’s unique needs. With Oleg as your Real Estate Broker, you can trust that his dedication and expertise will make your experience seamless and enjoyable.

In addition to his real estate career, Oleg is an experienced engineer. This technical expertise enhances his ability to evaluate properties, providing valuable insights into a home’s structure and potential. His engineering background, combined with his work as a financial consultant for global real estate projects and business development programs, equips him with a rare skill set that ensures you’re getting the best advice and support in every transaction.

Outside of his professional career, Oleg was part of a professional auto racing team and has earned several international sports awards. His racing experience has honed his attention to detail and focus, qualities that translate directly to his work in real estate. His stress-free approach, paired with his guiding principle—a happy client is the most important thing—ensures that you’ll have a positive and rewarding experience.

Whether you’re buying or selling, Oleg Mikhailov is committed to making your real estate journey smooth, successful, and satisfying.

CONTACT / REQUEST APPOINTMENT:


In order to better assist our clients, we need to know as much as possible relating to: you, your situation, your needs, what you are looking for, and how we can best assist you. Please be as detailed as possible, for if you are vague, we may miss something - thus, not providing the best service possible. Your satisfaction is our top priority. By providing your phone number, you consent to receive communications, including but not limited to text messages and phone calls, from Luxury Of Naples Group regarding your inquiries, appointments, updates, or other services. Message and data rates may apply. You can opt-out at any time by replying STOP to any text message or contacting us.
Thank you! We look forward to the opportunity to earn your trust and your business.


Broker Reciprocity LogoThis property is courtesy of The Agency Naples.

*Just Listed: new properties that came on the market within the last 30 days.
*Decrease/Increase: listing values that are being recorded within the last 30 days.
*Foreclosures/Short Sale: Please note, all properties are subject to bank approval. Buyers must be pre-approved or show proof of funds before submitting an offer.

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