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Estero Florida Bella Terra Homes for Sale

Naples Florida Real Estate

Bella Terra Estero Real Estate

Homes For Sale21$349K - $740K
Condos For Sale3$259K - $414K
Sold ( Past 6 Months )70$235K - $800K
Last updated at 9:47pm 05/06/2026

$629,000

MLS# 2026018706 NEW

20528 Torre Del Lago St, Estero, FL 33928

Homes - 2,745 ft² / 3,212 ft² - 2 Car Garage

4+Den / 3 Baths / Pool

Built 2007

Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land. This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule. Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle. Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero. Please visit the community link in this listing for photos, videos and more!

PROPERTY DETAILS:

Community Name: Bella Terra
Community Type: Gated, Tennis
Amenities: Basketball Court, Bocce Court, Clubhouse, Park, Pool, Community Room, Tennis Court(s), Underground Utility, Volleyball, Spa/Hot Tub, Fitness Center, Pickleball, Play Area, Sidewalk, Streetlight
Building Design: Two Story, Contemporary, Multi-story Home, Single Family
Building Desc: 2 Story, Contemporary, Multi-Story Home
Living Area: 2,745 ft²
Total Area: 3,212 ft²
View: Lake, Landscaped Area, Preserve, Water, Trees/Woods
Waterfront Desc: Fresh Water, Lake
Unit Floor: 1
Total Floors: 2
Parking: Driveway Paved, Attached
Garage Spaces: 2
Construction: Concrete Block, Stucco
Exterior Features: Balcony, Screened Balcony, Screened Lanai/Porch
Roof: Tile
Private Pool: Community, Below Ground, Concrete, Equipment Stays, Electric Heat, Pool Bath, Screen Enclosure, See Remarks
Private Spa: Community
Floor Description: Carpet, Tile
Interior Features: Bar, French Doors, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Pets: Limits
Units in Building: 1
On Site Since: 04/25/2026
Irrigation: Lake/Canal
Water: Central
Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Grill - Gas, Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker, Smoke Detector, Washer
Floor Plan Type: 2 Story
Furnished Desc: Furnished
Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Street Maintenance, Trash Removal, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Street Lights
Min Days of Lease: 90
Leases Per Year: 4
Rear Exposure: NW
Restrictions: Architectural, Deeded, No RV
Acres: 0.213
Lot Desc: Regular
Lot Left: 150
Lot Right: 150
Lot Back: 64
Lot Frontage: 59
HOA Fees: $573 Quarterly
Master HOA Fee: $238 Quarterly
Transfer Fee: $200
Total Annual Recurring Fees: $3,244
Taxes: $9,223
Tax Year: 2025
Total One Time Fees: $1,890

THIS PROPERTY IS COURTESY OF:

Carney Realty & Associates Inc

IMAGES:

LOCATION:

AREA SPECIALIST:


Alena Vydra, PA
2025 Five Star Real Estate Agent

Certified Luxury Home Marketing Specialist
Alena Vydra, PA

Area Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute
SRS - Seller Representative Specialist
SFR - Short Sales and Foreclosure Resource Certification
CLHMS - Certified Luxury Home Marketing Specialist
Million Dollar GUILD
RIDQC Certified Residential Interior Designer
DSA Certified Residential Interior Designer
DSA- Designer Society of America member

Luxury of Naples Group at Premiere Plus Realty

Phone: (239) 321-5012

Websitehttps://www.realtyofnaples.com

Bio

Alena Vydra is experienced Broker Associate, Graduate Realtor Institute, have earned the Certified Luxury Home Marketing Specialist designation; recognized as members of the Million Dollar GUILD, Five Star Real Estate Agent, have earned many designations and certifications such as Seller Representative Specialist, Certified Negotiation Expert designations; Short Sales and Foreclosure Resource Certification, and Residential Interior Designer Certification.

Since 2011, Alena has led the Luxury of Naples Group with pride, working alongside educated and experienced colleagues. The team emphasizes education and local market knowledge as crucial to their success. Their main goal is to work diligently to maintain and enhance the group's strong professional reputation. Whether you're buying or selling, Alena and her team are dedicated to providing expert real estate counseling to help you achieve your goals.

Originally from Ukraine, Alena moved to the United States with her husband and two daughters in 2003. She holds a master's degree in Mathematics and Physics. Transitioning from accounting, Alena discovered her passion for real estate in Florida, where she continues to grow professionally, leveraging her mathematical and interpersonal skills. Her role is enriched by meeting clients from different states, countries and helping them find their ideal home in welcoming Naples.

Alena describes Naples as a "must-see city," boasting a vibrant array of activities, a mild climate, unique tropical nature, and pristine white sand beaches.

The Luxury of Naples Group focuses on staying current with market trends through strategic advertising, effective communication, and fostering long-term business relationships. Their commitment is to earn clients' trust and deliver the best possible outcomes.

For expert real estate service in the Estero-Naples-Bonita Springs areas, contact Alena and her team. Their motto is: "Providing The Luxury Real Estate Service You Deserve!"

CONTACT / REQUEST APPOINTMENT:


In order to better assist our clients, we need to know as much as possible relating to: you, your situation, your needs, what you are looking for, and how we can best assist you. Please be as detailed as possible, for if you are vague, we may miss something - thus, not providing the best service possible. Your satisfaction is our top priority. By providing your phone number, you consent to receive communications, including but not limited to text messages and phone calls, from Luxury Of Naples Group regarding your inquiries, appointments, updates, or other services. Message and data rates may apply. You can opt-out at any time by replying STOP to any text message or contacting us.
Thank you! We look forward to the opportunity to earn your trust and your business.


Broker Reciprocity LogoThis property is courtesy of Carney Realty & Associates Inc.

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