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Estero Florida Bella Terra Homes for Sale

Naples Florida Real Estate

Bella Terra Estero Real Estate

Homes For Sale32$268K - $825K
Condos For Sale3$255K - $270K
Sold ( Past 6 Months )60$248K - $800K
Last updated at 10:29pm 12/04/2025

$635,000
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$15K
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MLS# 225072484

20522 Ardore Ln, Estero, FL 33928

Homes - 2,557 ft² / 3,015 ft² - 2 Car Garage

4+Den / 3 Baths / Spa

Built 2006

A two-story with all the glory, a stunning residence in the highly sought-after gated community of Bella Terra in Estero. This 4+Den, 3-bath, two-story home spans 2,557 square feet of beautifully upgraded living space, offering features typically reserved for luxury homes in the $2M–$3M range. Nearly every aspect of this property has been enhanced, beginning with a new roof (2020), a brand-new HVAC system (2025), and a European high-capacity tankless water heater (2025), ensuring long-term comfort and peace of mind. The centerpiece of the home is a remarkable $70,000 European-inspired kitchen featuring $50,000 quartz countertops, top-of-the-line appliances, dual dishwashers, double laundry setups, and custom designer feature walls with a statement fireplace. Additional upgrades include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, a mini-split A/C in the garage, blown-in insulation, a full LED lighting package, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional electrical wiring. The screened lanai with its picture-window design provides a serene space to relax and take in the tranquil surroundings. Bella Terra residents enjoy resort-style amenities with low HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, an inline skating rink, playgrounds, sports fields, and scenic walking trails. Perfectly located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the beaches of Bonita and Barefoot, this home offers the perfect blend of luxury, lifestyle, and convenience. With over $200,000 in recent upgrades, 20522 Ardore Lane is move-in ready and truly one of a kind.

PROPERTY DETAILS:

Community Name: Bella Terra
Community Type: Gated, Tennis
Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Building Design: Two Story, Single Family
Building Desc: 2 Story
Living Area: 2,557 ft²
Total Area: 3,015 ft²
View: Landscaped Area, Preserve
Total Floors: 2
Parking: Attached
Garage Spaces: 2
Construction: Concrete Block, Stucco
Exterior Features: Screened Lanai/Porch
Roof: Tile
Private Pool: Community
Private Spa: Community, Above Ground, Heated Electric, Screened
Floor Description: Vinyl
Interior Features: Built-In Cabinets, Pantry, Walk-In Closet(s)
Pets: Limits
Units in Building: 1
On Site Since: 09/26/2025
Irrigation: Central
Water: Reverse Osmosis - Entire House
Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Washer/Dryer Hookup
Floor Plan Type: Split Bedrooms, 2 Story
Furnished Desc: Unfurnished
Maintenance: Cable, Lawn/Land Maintenance, Manager, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance
Min Days of Lease: 90
Leases Per Year: 4
Rear Exposure: NW
Elementary School: Pinewoods Elementary
Middle School: Three Oaks Middle
High School: Choice
Restrictions: Architectural, No Commercial, No RV
Acres: 0.241
Lot Desc: Irregular Lot
Lot Left: 150
Lot Right: 150
Lot Back: 98
Lot Frontage: 43
HOA Fees: $573 Quarterly
Master HOA Fee: $238 Quarterly
Transfer Fee: $200
Total Annual Recurring Fees: $3,244
Taxes: $6,716
Tax Year: 2024

THIS PROPERTY IS COURTESY OF:

Real Broker, LLC

IMAGES:

LOCATION:

AREA SPECIALIST:


Oleg Mikhailov
Oleg Mikhailov

Area Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute

Luxury of Naples Group at Premiere Plus Realty

Phone: (239) 280-1237

Websitehttps://www.realtyofnaples.com

Bio

Oleg Mikhailov has been a Naples resident since 1999 and is deeply familiar with the neighborhoods of Naples, Bonita Springs, and Marco Island. His extensive local knowledge allows him to expertly assist you in finding the perfect home for your family’s unique needs. With Oleg as your Real Estate Broker, you can trust that his dedication and expertise will make your experience seamless and enjoyable.

In addition to his real estate career, Oleg is an experienced engineer. This technical expertise enhances his ability to evaluate properties, providing valuable insights into a home’s structure and potential. His engineering background, combined with his work as a financial consultant for global real estate projects and business development programs, equips him with a rare skill set that ensures you’re getting the best advice and support in every transaction.

Outside of his professional career, Oleg was part of a professional auto racing team and has earned several international sports awards. His racing experience has honed his attention to detail and focus, qualities that translate directly to his work in real estate. His stress-free approach, paired with his guiding principle—a happy client is the most important thing—ensures that you’ll have a positive and rewarding experience.

Whether you’re buying or selling, Oleg Mikhailov is committed to making your real estate journey smooth, successful, and satisfying.

CONTACT / REQUEST APPOINTMENT:


In order to better assist our clients, we need to know as much as possible relating to: you, your situation, your needs, what you are looking for, and how we can best assist you. Please be as detailed as possible, for if you are vague, we may miss something - thus, not providing the best service possible. Your satisfaction is our top priority. By providing your phone number, you consent to receive communications, including but not limited to text messages and phone calls, from Luxury Of Naples Group regarding your inquiries, appointments, updates, or other services. Message and data rates may apply. You can opt-out at any time by replying STOP to any text message or contacting us.
Thank you! We look forward to the opportunity to earn your trust and your business.








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*Just Listed: new properties that came on the market within the last 30 days.
*Decrease/Increase: listing values that are being recorded within the last 30 days.
*Foreclosures/Short Sale: Please note, all properties are subject to bank approval. Buyers must be pre-approved or show proof of funds before submitting an offer.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.

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