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Estero Florida Bella Terra Homes for Sale

Naples Florida Real Estate

Bella Terra Estero Real Estate

Homes For Sale23$300K - $765K
Condos For Sale4$259K - $420K
Sold ( Past 6 Months )72$235K - $800K
Last updated at 1:49am 03/26/2026

$525,000
Decrease*
$25K

MLS# 226004628

20438 Ardore Ln, Estero, FL 33928

Homes - 2,301 ft² / 2,951 ft² - 3 Car Garage

3+Den / 2 Baths / 1 Half

Built 2006

Welcome home to serenity! This exceptional, meticulously upgraded residence showcases custom craftsmanship and high-end finishes at every turn. From the moment you step inside, you’ll be impressed by the soaring cathedral ceilings, custom wrought iron railings, and beautiful wood accents that add warmth and architectural character throughout the home. The first floor features designer tile flooring and a completely redesigned custom kitchen outfitted with top-of-the-line cabinetry, premium appliances, and upscale countertops, creating the perfect blend of elegance and functionality for everyday living and entertaining. Impact glass windows and sliding doors, along with electric rear blinds, provide both convenience and peace of mind while enhancing energy efficiency. The spacious first-floor primary suite is a private retreat with a walk-in closet and a luxurious, spa-inspired en-suite bath featuring dual sinks, a soaking tub, and a separate walk-in shower. A convenient half bath for guests and a well-appointed laundry room with built-in cabinetry complete the downstairs layout. Upstairs, you’ll find a large loft space—ideal as a media room, office, or easily converted 4th bedroom—plus two generous guest bedrooms and a beautifully remodeled full bathroom. No detail was overlooked in this true labor of love, where the owners spared no expense in upgrades and improvements. The home also boasts a rare 3-car garage with its own split A/C system, perfect for keeping vehicles, hobbies, or toys climate-controlled year-round. The lot offers plenty of back yard space to build the custom outdoor paradise you've always dreamed of! This one-of-a-kind home combines luxury, comfort, and thoughtful design—an incredible opportunity you won’t want to miss! Bella Terra amenities truly offer something for everyone! Enjoy a beautiful resort-style pool, state-of-the-art fitness center, and an impressive variety of recreation options including tennis and pickleball courts, sand volleyball, basketball, bocce ball, an in-line skating rink, and even a baseball field. Perfectly located just minutes from shopping, dining, the interstate, beaches, universities, and the airport — only about 20 minutes from baggage claim, making travel a breeze. Residents also love the active social calendar packed with events and activities each month, giving you the freedom to be as involved as you choose. With low association fees, outstanding amenities, and a vibrant lifestyle, it’s easy to see why Bella Terra remains one of the area’s most sought-after communities!

PROPERTY DETAILS:

Community Name: Bella Terra
Community Type: Gated, Tennis
Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Pickleball, Play Area, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Building Design: Two Story, Traditional, Single Family
Building Desc: 2 Story, Traditional
Living Area: 2,301 ft²
Total Area: 2,951 ft²
View: Preserve, Trees/Woods
Total Floors: 2
Parking: Deeded, Driveway Paved, Attached
Garage Spaces: 3
Construction: Concrete Block, Metal Frame, Wood Frame, Stucco
Roof: Tile
Private Pool: Community
Private Spa: Community
Floor Description: Laminate, Tile
Interior Features: Built-In Cabinets, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
Pets: Limits
Units in Building: 1
On Site Since: 02/07/2026
Irrigation: Reclaimed
Water: Central
Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Smoke Detector, Washer
Floor Plan Type: 2 Story
Furnished Desc: Unfurnished
Maintenance: Cable, Lawn/Land Maintenance, Rec Facilities
Min Days of Lease: 90
Leases Per Year: 4
Rear Exposure: N
Elementary School: School Choice
Middle School: School Choice
High School: School Choice
Restrictions: Deeded
Acres: 0.172
Lot Desc: Regular
Lot Left: 130
Lot Right: 130
Lot Back: 50
Lot Frontage: 50
HOA Fees: $238 Quarterly
Master HOA Fee: $573 Quarterly
Transfer Fee: $1,750
Total Annual Recurring Fees: $3,244
Taxes: $5,462
Tax Year: 2025
Total One Time Fees: $1,940

THIS PROPERTY IS COURTESY OF:

Keller Williams Elite Realty

IMAGES:

LOCATION:

AREA SPECIALIST:


Helen Mikhailova
2025 Five Star Real Estate Agent

Certified Luxury Home Marketing Specialist
Helen Mikhailova

AREA Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute
CLHMS - Certified Luxury Home Marketing Specialist
Million Dollar GUILD
SRS - Seller Representative Specialist
Residential Interior Designer Certification
Five Star Real Estate Agent 2020-2025 Award

Luxury of Naples Group at Premiere Plus Realty

Phone: (239) 217-6283

Websitehttps://www.realtyofnaples.com

Bio

Helen Mikhailova is a highly accomplished Real Estate Broker with a Graduate Real Estate Institute (GRI) designation, a Luxury Home Marketing Specialist certification, and a newly earned Residential Interior Designer Certification. Fluent in English, Ukrainian, and Russian, Helen's multilingual abilities, business acumen, and global travel experience make her an exceptional choice for clients from diverse backgrounds.

Since 2005, Helen has called Naples home and has been helping clients navigate the real estate market since 2011. Her 14+ years of experience in real estate have equipped her with the expertise and insight to guide clients through every stage of the buying or selling process.

With a Master’s Degree in Mathematics, Helen brings a unique analytical perspective to real estate, ensuring clients receive informed, data-driven guidance. Her dedication to excellence has earned her recognition as a 5-star Agent from 2020 to 2023, and again in 2025, a testament to her commitment to client satisfaction and outstanding results.

"I love working with people and seeing their joy when a deal closes. Real estate allows me to connect with individuals, build meaningful relationships, and help them achieve their goals. Every day is different, exciting, and rewarding—it’s why I love what I do."

Helen’s deep knowledge of Naples and its unique communities comes from nearly two decades of living in the area. Her extensive travels enable her to confidently compare Naples to some of the world’s finest destinations. "Naples is one of the most sophisticated, attractive, and relaxing towns I’ve ever experienced. I am proud to call it my home and to help others do the same."

Helen specializes in creating stress-free, enjoyable real estate experiences for her clients. Whether working with locals or newcomers to sunny Florida, she excels at making the process seamless and satisfying.

"Through clear communication and a personalized approach, I help my clients turn their vision of living in beautiful, sunny Naples into reality."

CONTACT / REQUEST APPOINTMENT:


In order to better assist our clients, we need to know as much as possible relating to: you, your situation, your needs, what you are looking for, and how we can best assist you. Please be as detailed as possible, for if you are vague, we may miss something - thus, not providing the best service possible. Your satisfaction is our top priority. By providing your phone number, you consent to receive communications, including but not limited to text messages and phone calls, from Luxury Of Naples Group regarding your inquiries, appointments, updates, or other services. Message and data rates may apply. You can opt-out at any time by replying STOP to any text message or contacting us.
Thank you! We look forward to the opportunity to earn your trust and your business.


Broker Reciprocity LogoThis property is courtesy of Keller Williams Elite Realty.

*Just Listed: new properties that came on the market within the last 30 days.
*Decrease/Increase: listing values that are being recorded within the last 30 days.
*Foreclosures/Short Sale: Please note, all properties are subject to bank approval. Buyers must be pre-approved or show proof of funds before submitting an offer.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.

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