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Estero Florida Bella Terra Homes for Sale

Naples Florida Real Estate

Bella Terra Estero Real Estate

Homes For Sale23$315K - $795K
Condos For Sale5$270K - $425K
Sold ( Past 6 Months )63$235K - $800K
Last updated at 8:26pm 02/08/2026

$550,000

MLS# 226004628 NEW

20438 Ardore Ln, Estero, FL 33928

Homes - 2,301 ft² / 2,951 ft² - 3 Car Garage

4 Bed / 2 Baths / 1 Half

Built 2006

Welcome home to serenity! This exceptional, meticulously upgraded residence showcases custom craftsmanship and high-end finishes at every turn. From the moment you step inside, you’ll be impressed by the soaring cathedral ceilings, custom wrought iron railings, and beautiful wood accents that add warmth and architectural character throughout the home. The first floor features designer tile flooring and a completely redesigned custom kitchen outfitted with top-of-the-line cabinetry, premium appliances, and upscale countertops, creating the perfect blend of elegance and functionality for everyday living and entertaining. Impact glass windows and sliding doors, along with electric rear blinds, provide both convenience and peace of mind while enhancing energy efficiency. The spacious first-floor primary suite is a private retreat with a walk-in closet and a luxurious, spa-inspired en-suite bath featuring dual sinks, a soaking tub, and a separate walk-in shower. A convenient half bath for guests and a well-appointed laundry room with built-in cabinetry complete the downstairs layout. Upstairs, you’ll find a large loft space—ideal as a media room, office, or easily converted 4th bedroom—plus two generous guest bedrooms and a beautifully remodeled full bathroom. No detail was overlooked in this true labor of love, where the owners spared no expense in upgrades and improvements. The home also boasts a rare 3-car garage with its own split A/C system, perfect for keeping vehicles, hobbies, or toys climate-controlled year-round. The lot offers plenty of back yard space to build the custom outdoor paradise you've always dreamed of! This one-of-a-kind home combines luxury, comfort, and thoughtful design—an incredible opportunity you won’t want to miss! Bella Terra amenities truly offer something for everyone! Enjoy a beautiful resort-style pool, state-of-the-art fitness center, and an impressive variety of recreation options including tennis and pickleball courts, sand volleyball, basketball, bocce ball, an in-line skating rink, and even a baseball field. Perfectly located just minutes from shopping, dining, the interstate, beaches, universities, and the airport — only about 20 minutes from baggage claim, making travel a breeze. Residents also love the active social calendar packed with events and activities each month, giving you the freedom to be as involved as you choose. With low association fees, outstanding amenities, and a vibrant lifestyle, it’s easy to see why Bella Terra remains one of the area’s most sought-after communities!

PROPERTY DETAILS:

Community Name: Bella Terra
Community Type: Gated, Tennis
Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Pickleball, Play Area, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Building Design: Two Story, Traditional, Single Family
Building Desc: 2 Story, Traditional
Living Area: 2,301 ft²
Total Area: 2,951 ft²
View: Preserve, Trees/Woods
Total Floors: 2
Parking: Deeded, Driveway Paved, Attached
Garage Spaces: 3
Construction: Concrete Block, Metal Frame, Wood Frame, Stucco
Roof: Tile
Private Pool: Community
Private Spa: Community
Floor Description: Laminate, Tile
Interior Features: Built-In Cabinets, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
Pets: Limits
Units in Building: 1
On Site Since: 02/07/2026
Irrigation: Reclaimed
Water: Central
Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Smoke Detector, Washer
Floor Plan Type: 2 Story
Furnished Desc: Unfurnished
Maintenance: Cable, Lawn/Land Maintenance, Rec Facilities
Min Days of Lease: 90
Leases Per Year: 4
Rear Exposure: N
Elementary School: School Choice
Middle School: School Choice
High School: School Choice
Restrictions: Deeded
Acres: 0.172
Lot Desc: Regular
Lot Left: 130
Lot Right: 130
Lot Back: 50
Lot Frontage: 50
HOA Fees: $238 Quarterly
Master HOA Fee: $573 Quarterly
Transfer Fee: $1,750
Total Annual Recurring Fees: $3,244
Taxes: $5,462
Tax Year: 2025

THIS PROPERTY IS COURTESY OF:

Keller Williams Elite Realty

IMAGES:

LOCATION:

AREA SPECIALIST:


Oleg Mikhailov
Oleg Mikhailov

Area Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute

Luxury of Naples Group at Premiere Plus Realty

Phone: (239) 280-1237

Websitehttps://www.realtyofnaples.com

Bio

Oleg Mikhailov has been a Naples resident since 1999 and is deeply familiar with the neighborhoods of Naples, Bonita Springs, and Marco Island. His extensive local knowledge allows him to expertly assist you in finding the perfect home for your family’s unique needs. With Oleg as your Real Estate Broker, you can trust that his dedication and expertise will make your experience seamless and enjoyable.

In addition to his real estate career, Oleg is an experienced engineer. This technical expertise enhances his ability to evaluate properties, providing valuable insights into a home’s structure and potential. His engineering background, combined with his work as a financial consultant for global real estate projects and business development programs, equips him with a rare skill set that ensures you’re getting the best advice and support in every transaction.

Outside of his professional career, Oleg was part of a professional auto racing team and has earned several international sports awards. His racing experience has honed his attention to detail and focus, qualities that translate directly to his work in real estate. His stress-free approach, paired with his guiding principle—a happy client is the most important thing—ensures that you’ll have a positive and rewarding experience.

Whether you’re buying or selling, Oleg Mikhailov is committed to making your real estate journey smooth, successful, and satisfying.

CONTACT / REQUEST APPOINTMENT:


In order to better assist our clients, we need to know as much as possible relating to: you, your situation, your needs, what you are looking for, and how we can best assist you. Please be as detailed as possible, for if you are vague, we may miss something - thus, not providing the best service possible. Your satisfaction is our top priority. By providing your phone number, you consent to receive communications, including but not limited to text messages and phone calls, from Luxury Of Naples Group regarding your inquiries, appointments, updates, or other services. Message and data rates may apply. You can opt-out at any time by replying STOP to any text message or contacting us.
Thank you! We look forward to the opportunity to earn your trust and your business.


Broker Reciprocity LogoThis property is courtesy of Keller Williams Elite Realty.

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