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Estero Florida Bella Terra Homes Under Contract

Naples Florida Real Estate

Bella Terra Estero Real Estate

Homes For Sale22$350K - $720K
Condos For Sale4$255K - $414K
Sold ( Past 6 Months )72$235K - $800K
Last updated at 3:43am 05/26/2026

Pending with Contingencies
$449,000

MLS# 226008744

20674 Larino Loop, Estero, FL 33928

Homes - 2,252 ft² / 2,665 ft² - 2 Car Garage

3 Bed / 2 Baths / 1 Half / Pool

Built 2008

When this Bella Terra townhome hit the market it went under contract in just 4 days, and for good reason. Now it is back and represents one of the most compelling opportunities in Estero today. Tucked at the end of a quiet cul-de-sac with a private pool, this is the combination buyers wait for in Bella Terra and it rarely becomes available. The home offers 3 bedrooms, 2.5 baths, a spacious loft, and a 2-car garage across 2,255 square feet of beautifully finished living space. The main living area is open and inviting with tile flooring throughout the first floor and a kitchen that anchors the space with rich wood cabinetry, quartz countertops, and a timeless neutral palette that complements any decor. Upstairs, luxury vinyl plank flooring runs through all three bedrooms and the loft, adding warmth and durability throughout. The loft is one of the most versatile spaces in the home, ideal as a home office, media room, playroom, or flex space depending on your needs. The primary suite is a genuine retreat with a tray ceiling, large walk-in closet, soaking tub, and separate shower. Plantation shutters are featured throughout the home along with serene designer paint tones and finishes that are polished and move-in ready. Step outside and the private pool tucked behind the home on this peaceful cul-de-sac setting is exactly what makes this property so special. It is your own quiet escape with no shared space and a level of privacy that is hard to come by in any community at this price point. Major updates have already been completed including a new AC system in 2023, a new water heater in 2025, and a new pool pump in 2025. The property is not located in a flood zone, providing additional peace of mind for buyers. Bella Terra is one of Southwest Florida's most sought-after master-planned communities, spanning 999 acres with 400 acres of conservation preserves and 100 acres of lakes, all while maintaining some of the lowest HOA fees in Estero. Residents enjoy a resort-style clubhouse, 24-hour fitness center, pool and spa, tennis, pickleball, basketball, bocce, sand volleyball, soccer fields, an inline skate rink, a butterfly garden, and a full social calendar featuring food truck nights, poker, bingo, boot camp classes, and water aerobics. The location is equally impressive. Situated in Estero, Florida, this home is minutes from Southwest Florida International Airport, Florida Gulf Coast University, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and the Gulf beaches. Everything Southwest Florida has to offer is within easy reach, yet the cul-de-sac setting keeps daily life quiet and private. A private pool, a cul-de-sac lot, a move-in ready home with all major updates completed, resort amenities, and low HOA fees in one of Estero's most beloved communities. Come see it for yourself.

PROPERTY DETAILS:

Community Name: Bella Terra
Community Type: Gated, Tennis
Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Building Design: Two Story, Townhouse
Building Desc: 2 Story
Living Area: 2,252 ft²
Total Area: 2,665 ft²
View: Preserve
Unit Floor: 1
Total Floors: 2
Parking: Driveway Paved, Attached
Garage Spaces: 2
Construction: Concrete Block, Wood Frame, Stucco
Exterior Features: Screened Lanai/Porch
Roof: Tile
Private Pool: Community, Below Ground
Private Spa: Community
Floor Description: Tile, Vinyl
Interior Features: Built-In Cabinets, Foyer, Pantry, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
Pets: Limits
Units in Building: 2
On Site Since: 03/08/2026
Irrigation: Lake/Canal
Water: Central
Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Washer
Floor Plan Type: Great Room
Furnished Desc: Unfurnished
Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Pest Control Exterior, Street Lights
Min Days of Lease: 30
Leases Per Year: 12
Rear Exposure: W
Elementary School: Choice
Middle School: Choice
High School: Choice
Restrictions: Architectural, Deeded, No RV
Acres: 0.191
Lot Desc: Cul-De-Sac, Oversize
Lot Left: 170
Lot Right: 170
Lot Back: 71
Lot Frontage: 26
HOA Fees: $443 Quarterly
Master HOA Fee: $573 Quarterly
Transfer Fee: $200
Total Annual Recurring Fees: $4,064
Taxes: $3,970
Tax Year: 2025
Total One Time Fees: $3,976
Golf Type: No Golf Available

THIS PROPERTY IS COURTESY OF:

Royal Shell Real Estate, Inc.

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Contact Us Looking to Sell Your Property? Contact our Area Specialist to get a free Comparative Market Analysis and maximize your property's exposure to thousand of potential buyers!

AREA SPECIALIST:


Oleg Mikhailov
Oleg Mikhailov

Area Specialist, REALTOR®
Broker Associate
GRI - Graduate Realtor Institute

Luxury of Naples Group at Premiere Plus Realty

Phone: (239) 280-1237

Websitehttps://www.realtyofnaples.com

Bio

Oleg Mikhailov has been a Naples resident since 1999 and is deeply familiar with the neighborhoods of Naples, Bonita Springs, and Marco Island. His extensive local knowledge allows him to expertly assist you in finding the perfect home for your family’s unique needs. With Oleg as your Real Estate Broker, you can trust that his dedication and expertise will make your experience seamless and enjoyable.

In addition to his real estate career, Oleg is an experienced engineer. This technical expertise enhances his ability to evaluate properties, providing valuable insights into a home’s structure and potential. His engineering background, combined with his work as a financial consultant for global real estate projects and business development programs, equips him with a rare skill set that ensures you’re getting the best advice and support in every transaction.

Outside of his professional career, Oleg was part of a professional auto racing team and has earned several international sports awards. His racing experience has honed his attention to detail and focus, qualities that translate directly to his work in real estate. His stress-free approach, paired with his guiding principle—a happy client is the most important thing—ensures that you’ll have a positive and rewarding experience.

Whether you’re buying or selling, Oleg Mikhailov is committed to making your real estate journey smooth, successful, and satisfying.

Broker Reciprocity LogoThis property is courtesy of Royal Shell Real Estate, Inc..

*Just Listed: new properties that came on the market within the last 30 days.
*Decrease/Increase: listing values that are being recorded within the last 30 days.
*Foreclosures/Short Sale: Please note, all properties are subject to bank approval. Buyers must be pre-approved or show proof of funds before submitting an offer.

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